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A strong performance record

Since we launched in 2016, Octopus Choice has delivered solid returns to thousands of
investors. Here you can find some of the key facts and figures on our performance to
date - as well as get full details of our loanbook.

All data correct as of 17th June, 2018. And remember, past performance is not a reliable indicator of future results.

5,300 investors are already in!

Your capital is at risk: you may get back less than you put in. Instant access isn't guaranteed.

£196m

Invested to date

£5.27m

Interest earned to date

£42m

Successfully withdrawn

£240m

Lent to date

411

Loans funded

Investment performance

2018
2017
2016

Amount invested

£66.5m
£97.01m
£32.55m

Total interest earned

£2.54m
£2.48m
£253.88k

Average interest rate

4.14%
4.21%
4.87%

Amount withdrawn

£21.17m
£17.56m
£3.63m
house

A closer look at the loanbook

Current
Since January 2016
£606k
£664k

Average loan size

61%
60%

Average initial loan
to value ratio

3.8 years
3.1 years

Average loan term

Loanbook performance to date

2018
2017
2016

At the end of each month we count the number of loans that are on hold and calculate them as a percentage of all open loans.

The figures in this table show the average of each year's monthly percentages.

It's not unusual for loans to be placed on hold from time to time. It's a typical part of the lending experience and shouldn't necessarily be a cause for concern.

Read our blog for more info.

Average proportion of live loanbook that's late-paying at the end of each month

0.72%
0.45%
0%

Number of loans passed to debt collection

2
0
0

Amount of interest lost

£0
£0
£0

Amount of capital lost

£0
£0
£0
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Peer-to-peer lending isn’t covered by the Financial Services Compensation Scheme (FSCS). Your capital is at risk.

Keeping things on track

It's not unusual for loans to be placed on hold from time to time.
But the figures below show that most have typically recovered within a few months.
Past performance isn't a reliable indicator of future results.

location
location location location
location

Where do we lend?

Current
Since January 2016

Greater London

69%
68%

South East England

11%
12%

East of England

6%
8%

South West England

5%
4%

West Midlands

3%
4%

North West England

3%
2%

North East England

2%
1%

East Midlands

2%
1%

Lending by type

2018
2017
2016
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gold-bricks gold-bricks
gold-bricks gold-bricks

Explore our current loanbook

Location Property Value Loan Amount Amount Remaining Initial LTV Repayment date Rate for borrower Rate for investor

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More questions?

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Want to talk to us?

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