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Our lending criteria

Lending money to property professionals in need of short-term loans.

Octopus Property: a lender landlords love

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2,700 +

Loans funded

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65 +

Dedicated property professionals

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Development lender of the year

Bridging & Commercial Awards, 2017

3x

Times best short term bridging lender

Bridging & Commercial Awards, 2017

5x

Times best bridging financial provider

Bridging & Commercial Awards, 2017

*Past performance isn't a reliable indicator of fututre results.

How we turn a loan into an investment

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1

Application

A borrower applies to Octopus Property for a loan

2

Underwriting

Octopus Property's credit team conduct thorough due diligence

3

Initial funding

If approved, we'll fund the loan in full out of our own pocket

4

Investment

The loan will then be sold on in parts to those who invest

Remember, peer-to-peer investments are not covered by the Financial Services Compensation Scheme.
Instant access isn't guaranteed.

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Who are the borrowers?

Borrowers who use Octopus Property tend to be experienced property professionals who need a level of speed, flexibility and certainty that more traditional lenders can't generally provide.

Typical borrower scenarios include...

  • Professionals looking to buy a property in cash at an auction, before selling it on later.

  • Creditworthy expatriate borrowers who want to extend their UK buy-to-let portfolio.

  • Those looking to borrow against slightly less typical properties — for example above a commercial unit.

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Want to know more about the loans we make?

Ready to begin?

Remember your capital is at risk, and investments aren't protected by the FSCS: see the risks page for more info