Investing
Find out more about Octopus Choice and peer-to-peer lending.
IFISA
You can invest in Choice through our Innovative Finance ISA (IFISA).
Risks
Ensure that you understand and are comfortable with the risks before you invest.
Statistics
About
Octopus Real Estate lends to borrowers, typically property professionals, in need of property loans.
The loans on the Choice platform are sourced from Octopus Real Estate, who have lent £4 billion through various products offered by Octopus Group, including Octopus Choice.
Please remember, past performance isn't a reliable indicator of future results.
3,400 +
Loans funded via Octopus Real Estate
69 +
Dedicated property professionals in the team
Since 2009 Octopus Real Estate have lent £4 billion to landlords, property developers and property investors, and lost less than 0.02% (as of 30th June 2019)
Business Moneyfacts 2016, 2017 & 2018
Development Lender of the Year
Bridging and Commercial 2017 & 2018
Bridging Lender of the Year
Bridging & Commercial 2012, 2013, 2016, 2017 2018
Finalist Lender of the Year
Estates Gazette 2017 & 2018
Application
A borrower applies to Octopus Real Estate for a loan.
Underwriting
Octopus Real Estate's credit team conduct thorough due diligence.
Initial funding
If approved, Octopus will fund the loan in full.
Investment
The loan is then sold on in parts to Octopus Choice investors.
Borrowers who use Octopus Real Estate tend to be experienced property professionals who need a level of speed, flexibility and certainty that more traditional lenders can't generally provide.
Professionals looking to buy a property in cash at an auction, before selling it on later.
Creditworthy expatriate borrowers who want to extend their UK buy-to-let portfolio.
Those looking to borrow against slightly less typical properties — for example above a commercial unit.
