This section is only for UK regulated financial advisers, wealth managers and others regulated by the Financial Conduct Authority. Read More
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It’s time for another way to invest.

Investing in the stock market is at best unpredictable. For many clients, today’s conditions could make it downright unbearable.

Octopus Choice lets your clients target great interest by investing – alongside us – in loans backed by real bricks and mortar. For clients with money to invest, but nowhere to invest it, this could be the choice they’ve been waiting for.

A great target rate of 4.1%

A variable interest rate of 4.1% pa, paid monthly. Interest is automatically re-invested so your clients’ investments grow even more quickly. We’ll soon be introducing an income option, too.

Our own money in every loan

We invest 5% in every loan from our balance sheet. In each one, your client will get their capital back before us, and earn all of their interest before we earn any. That’s how confident we are.

Backed by bricks and mortar

All loans secured against bricks and mortar – real, tangible assets that can be seized and sold if the unlikely happens. Initially residential property, always with a ‘first charge’.

Proven track record

We manage over £6 billion on behalf of nearly 60,000 customers. All loans are carefully selected by our lending team – who have lent nearly £1.9bn, and lost less than 0.1%.

Easy to manage, easy to charge

Arrange and manage your clients’ investments quickly and easily. Our platform lets you track their interest, monitor their portfolio – and set up all-important upfront & ongoing fees.


Octopus Choice is not a cash savings account. Investors’ capital is at risk, and they may not get back the full amount lent.

Past performance is not a reliable indicator of future results.

  • As seen in...
  • FT Adviser
  • Financial Reporter
  • Wealth Adviser

For those advisers looking to reduce exposure to equities, the product presents.

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