Your capital is at risk – read our risk statement for more details or dismiss.

Invest in
backed by
bricks and mortar

  • Target an interest rate of around 4% a year
  • Invest in minutes, from just £10
  • No fixed-term: ask to withdraw at any time
  • Your capital is at risk. You may get back less than you put in
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Current rate

Grow your nest egg on bricks and mortar

Invest in a portfolio of property-backed loans

When you invest with Octopus Choice, we’ll put your money to work by lending it out to lots of different borrowers.

We use their interest payments to offer you a great rate – and secure each loan against a property, just in case.


Variable interest of 4% per year, paid monthly. You can even include it within your ISA, too.

Your capital is at risk and interest is not guaranteed.


All loans secured against property, meaning they can be sold if a borrower defaults.

You could be affected by a downturn. Instant access can’t be guaranteed.


We invest 5% in every loan. You’ll get your money back before us; and earn all your interest before we earn any.

This sort of investment isn’t covered by the Financial Services Compensation Scheme (FSCS).


All loans sourced by Octopus Property; an experienced lender that’s lent nearly £3 billion since 2009.

Past performance isn’t a reliable indicator of future results.

General account or ISA account: the choice is yours

Anytime, anywhere

You can manage your finances on the go.

Download and sign up now on iOS and Android

Get it on Google Play Get it on App Store

Join our 7,700 investors

Since our launch in 2016, more than 7,700 people have invested over £300 million through Octopus Choice – and earned around £10.4 million of interest in the process. Past performance is not a reliable indicator of future results.

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