Variable interest of 4% per year, paid monthly. You can even include it within your Innovative Finance ISA (IFISA), too.
Octopus Choice is a peer-to-peer platform. We put your money to work by lending it to lots of different borrowers, securing these loans against property. The interest they pay then combines to give you a personal rate.
Remember, Octopus Choice puts your capital at risk. You may get back less than you invest. You should understand the risks before investing.
Variable interest of 4% per year, paid monthly. You can even include it within your Innovative Finance ISA (IFISA), too.
Your money is at risk
Octopus Choice invests your money in loans to borrowers. We can't guarantee investors will get all of their capital back, or earn all of their interest.
All loans are secured against property, meaning they can be sold if a borrower defaults.
Property market exposure
If a property needs to be sold, the amount recovered could be affected by a downturn in the property market.
Octopus invests alongside you in every loan. You'll get back your initial investment before us; and earn your interest before we earn any.
Instant access isn't guaranteed
Withdrawing means selling your investments to other investors. We'll aim to give you access quickly, but we can't make any guarantees.
All loans are sourced by Octopus Real Estate, an experienced lender that has lent nearly £4 billion since 2009.
Your investment is not protected by the FSCS
Peer-to-Peer lending is not covered by the Financial Services Compensation Scheme (FSCS). Your capital and interest are at risk.