Your capital is at risk – read our risk statement for more details or dismiss.

Invest in
loans
backed by
bricks and mortar

Current rate

4.0%

Grow your nest egg on bricks and mortar

When you invest with Octopus Choice, we’ll put your money to work by lending it out to lots of different borrowers.

We use their interest payments to offer you a great rate – and secure each loan against a property, just in case.

Target interest of 4% a year

Variable interest of 4% per year, paid monthly. You can even include it within your ISA, too.

Your capital is at risk and interest is not guaranteed.

Bricks & mortar security

All loans secured against property, meaning they can be sold if a borrower defaults.

You could be affected by a downturn. Instant access can’t be guaranteed.

Our money where our mouth is

We invest 5% in every loan. You’ll get your money back before us; and earn all your interest before we earn any.

This sort of investment isn’t covered by the Financial Services Compensation Scheme (FSCS).

Lending track record

All loans sourced by Octopus Property; an experienced lender that’s lent nearly £3 billion since 2009.

Past performance isn’t a reliable indicator of future results.

£10 minimum, no maximum.
Option to set up monthly investments from your debit card.
Re-invest your interest, or have it paid into your bank account. Neither capital nor interest is guaranteed.

Same investment, just within an ISA.
Earn tax-free interest on investments within your annual ISA allowance (£20,000 for the 2018/19 tax year). Tax treatment depends on individual circumstances and may be subject to change.
Option to transfer in existing ISAs – as well as set up monthly investments up to your annual allowance.